Continuing with our legal series
When you have been injured by the actions of another person or business, you have the right to demand compensation for your losses. It is the obligation of the responsible party to cover the expenses associated with the injury.
It will always be to your advantage to have quality legal representation managing your compensation claim. There are many benefits to using a lawyer to handle your case that you do not have on your own.
The five reasons that you should hire an attorney to manage your personal injury claim include:
Understanding of the Insurance Industry
Insurance agencies love to advertise themselves as the friend you need. They tell you that they will be there when things go wrong. These companies tell you that they are in business to provide assistance in your time of need.
The truth is insurance companies are in business for one reason: to collect premiums and make a profit. When it comes to filing a claim, these insurers have skilled adjusters that know how to reduce or deny these claims. They are skilled at finding loopholes and other reasons to deny claims. This is not helping you in your time of need.
Insurance companies often deny benefits that you are entitled to or delay approvals in an effort to get you to give up making a claim. They “forget” certain benefits that you should receive, and they claim that certain benefits are unavailable based on the facts of your case when, in reality, they are available to you.
When you have an attorney representing your claim, they know the ins and outs of the insurance industry and how to handle claim adjustors. Your attorney will understand the terms and conditions of the policy covering your accident. They will also make sure that the insurance company remains in compliance with all of their obligations to you as an injury victim.
Access to Expert Witnesses
Your injuries or the reason for the accident that caused those injuries may come into question by the insurance company. The insurer may believe that your injuries are not as severe as you and your doctors have reported. Or, the insurer may be trying to put the responsibility of the accident on you instead of the person who caused the event.
When this happens, your attorney will contact expert witnesses to help build your case. The attorney may call in an accident reconstruction firm to determine who was at fault for the accident. They may call in specialist doctors to review your injuries or potential outcome. They may even call in experts to determine how the injuries will impact your future physically and financially.
When you are dealing with the insurance company, it is all about negotiations. Your attorney at Evans & Herlihy has extensive experience as a negotiator. They will use these skills to secure the best possible compensation package for your injury. They will use their negotiation skills to force the insurance company to adhere to the law and the terms of their insurance policy.
Your attorney knows what is fair and just when it comes to a compensation package, and they will not settle for less.
Your attorney will present every offer that the insurance company makes and advise you if the offer is fair. You will always have the right to accept any offer. However, if your attorney feels that the insurance company is not being honest, they may discourage you from accepting the proposal until they make another counteroffer on your behalf,
Ability to Take Case to Trial
If the insurance company is not being reasonable and refuses to settle your case, having an attorney will continue to protect your rights by enabling you to go to trial. Your attorney will advise you of what is taking place and recommend that you take your case to court.
When you take your case to trial, all the information is heard by a jury. The jury will then decide on the outcome of the case and the award for compensation. Most insurance companies try to avoid this step because juries often give substantial compensation packages to the injured party.
One of the main reasons to hire a personal injury attorney to manage your case is for stress reduction. While many people do not think of this benefit, it is an essential part of the healing process.
You have just undergone a very stressful situation. You have been injured in an accident. You have suffered financial losses. You are struggling with pain management and medical care for your injuries. For some, you are also dealing with a potentially life-changing injury that will affect you and your loved ones.
The last thing that you need is more stress from the insurance company.
You need to be able to focus on healing and balancing your life. You do not need to deal with insurance adjusters only interested in settling the case fast and for the lowest amount possible. Hiring a personal injury attorney eliminates this stress and allows you to focus on your life.
One Last Thought
There are several other reasons that hiring a personal injury attorney ill to be beneficial to your case. Research conducted by the insurance industry confirms that injury victims represented by an attorney will recover a significantly higher amount than those without legal representation.
Having an attorney will also give you peace of mind that your case is being managed professionally. At a time in your life when everything seems chaotic, having this security is very helpful.
Your life has been changed by this accident and injury. Everything from this point forward will be different for you. There is no logical reason why the person or business that is responsible for this dramatic change should not be held accountable.
If you have been injured in an accident at no fault of your own, schedule a free consultation with a personal injury attorney. Your attorney will answer all of your questions and provide you with a roadmap of how they can help you secure the most compensation for your losses.