An accident can happen anytime, no matter how careful you’re driving. Thus, it would help if you had an idea of the actions to take immediately. In the United States, over six million car accidents occur yearly. And the number continues to increase.
The result of an accident might be minor or fatal, depending on the situation. However, it’s your legal obligation to follow up no matter how small the accident might feel. By following the proper step, you help protect yourself and the compensation you should receive.
Let’s see what you need to do if involved in an automobile accident.
Call an Attorney
Following up with the insurance companies can be tiring and time-consuming. In addition, accident cases can be complex. As stated at https://www.terry-lawfirm.com/johnson-city-tn/truck-accident-lawyer/, without a legal background, you might end up receiving less compensation than you deserve. By contacting your lawyer, you can help prepare and push the case faster. Besides, your lawyer can advise you on the best way to solve the issue if the parties involved suggest you strike a deal off the court.
Protect the Scene
Immediately there is an accident, it’s advisable to help prevent any other accidents from occurring by putting flares and the red warning sign a few meters from the scene. It doesn’t matter if it’s dark and your car light is not working.
Also, it would be best if you didn’t forget to put on the hazard signs on your vehicle. This should signal the oncoming drivers of the incident, and they will likely slow down hence reducing the chances of causing a second accident.
Contact the Police
It’s essential to report the incident, even if it’s minor. It’s a requirement by law to report accidents to the police. Therefore, when they arrive, be sure to explain everything in detail to help with their investigation.
Remember, after an accident, you will need compensation from your insurance company. The insurer uses the police report as one of the essential documents to come up with the case. In case there is a dispute, the insurance company may decide to investigate the matter their way.
Exchange the information
After ensuring that you’re safe and the scene is protected from the oncoming traffic, it’s crucial to exchange critical information like insurance covers. The Investigating police obtain this information, but sometimes the files may disappear. So, it would help if you exchanged the phone number and the insurance companies involved.
If you have any witnesses around, it’s essential to have their information as well. Your attorney may need them to prepare your case appropriately.
Pictures can do you Good
It would help if you recorded the aftermath of the accident. If your smartphone is still on and accessible, you can use it to capture the images of the scene. The images are essential when it comes to settling the case.
They can be used as evidence when determining who is at fault during the accidents. The images should be taken at all angles to help build your cause. Also, you shouldn’t forget to take photos of where the accident happened and where the vehicles ended after the impact.
Contact Insurance Company
It’s essential to let your insurance company know about the accident. Even though the fault might not be yours, let them know about the wreck if the involved party might not have insurance cover. When talking to them, provide only basic information about the incident. Ensure not to give out recorded information if you will need to have an attorney for your claim.
Settlement of Your Insurance Claim
Some insurance companies might offer you less amount as compared to what you’re supposed to get. It would help if you knew about all the documents needed to file a claim. Such documents include; medical bills and repair costs. With a rough estimate of how much the accident cost you, it’s easier to tell how much you should expect from the insurance.
Before you can proceed to sign your settlement claim, ensure to involve your accident lawyer. The attorney will make sure to get the recommended amount or defend you in case of fault. It is wise to have an experienced lawyer to protect your rights and make the right decision.
When an accident happens, the first step should be to seek medical attention if you or the other driver is injured. This article mentions actions you should take immediately to ensure that you are compensated after the incident. By following the tips shared, you will find the entire process to be smooth.