How Important is the Payout in Online Casino Games?

When players choose an online casino game, excitement and entertainment are often the first things that come to mind. However, RTP (return to player) payout rates are just as important, and in many cases, they determine how rewarding the gaming experience is likely to be. Understanding how payouts work, which games offer the best returns, and where to find the most Canadian player-friendly platforms can make a significant difference in long-term results.

Let’s dive straight in and take a closer look at how important the payout rate is for some players when they play online casino games. 

Why payout rates matter more than players realize

Payout rates, sometimes referred to as Return to Player (RTP) percentages, reflect how much of the money wagered on a game is returned to players over time. For example, a game with a 97% RTP payout rate should, theoretically, return $97 in winnings for every $100 wagered, while the remaining $3 (or 3%) goes to the operator (i.e., the house edge).

Many players underestimate how much payout rates influence their overall success. While short-term luck can swing either way, consistent play over time will almost always reflect the mathematical advantage built into a game. While winning and losing all boils down to luck when playing online slots and other computer-generated online casino games like these, choosing higher RTP titles can improve your odds, mathematically speaking, anyway. 

However, it’s also important to note that it still doesn’t guarantee you will win more when playing a high RTP slot compared to a low RTP slot. Choosing titles with higher payout rates gives players the best chance of walking away with winnings or at least extending their playtime with the same bankroll.

In a competitive market, online casinos use payout rates to attract and retain customers. Savvy players know that higher RTP games not only feel more rewarding but also stretch their entertainment and sometimes help to extend their average session times.

How are payouts calculated in online casino games?

The calculation of payouts depends on the type of game being played. Slots, for example, are programmed with random number generators (RNGs) that determine the outcomes/results each time a player clicks or taps the spin button. 

Software developers set the return to play payout percentage rate during the game’s creation, ensuring it remains consistent regardless of how many people play. 

Table games like blackjack, roulette, and baccarat calculate payouts based on probabilities. Blackjack, for example, often carries one of the lowest house edges, especially when players use basic strategy. 

Roulette’s payout varies depending on whether you choose European or American wheels, with the extra zero in the American version giving the casino a slightly larger edge.

In both cases, fairness is ensured by independent auditing firms that test and certify games, one of which is eCOGRA (eCommerce Online Gaming Regulation and Assurance). 

Regulated online casinos in Canada must use approved software that adheres to strict standards, which gives players confidence that advertised payout rates reflect reality rather than manipulated outcomes. It also shows that the games aren’t faulty and haven’t been tampered with, and it helps foster a sense of trust in the iGaming industry as a whole. 

Where to find Canadian online casinos with the highest payouts

Finding games with strong (higher or above average) payout rates depends on choosing the right platform. Players in Canada benefit from a growing number of licensed and regulated operators that are transparent about their offerings. 

These casinos often publish RTP information for individual games, allowing players to make far more informed choices about which games to play.

Independent review platforms are particularly valuable in this regard. Resources highlighting Canadian online casinos with the highest payouts on casino.ca, for example, give players detailed breakdowns of where to find the best returns. By consulting trusted guides like this, players can save time and avoid sites that may not prioritise fair play or transparency.

Local regulation also helps. In Ontario, where the iGaming market is regulated by the Alcohol and Gaming Commission, operators must meet strict standards for fairness and game integrity, which ensures that advertised payout rates are accurate and verified.

Which games typically offer the best payouts?

Not all casino games are created equal when it comes to payouts. Players who want to maximise their chances should consider the following categories, all with countless titles to choose from that have 93.00% to 97.00% or higher RTP payout rates.

• Blackjack

One of the most player-friendly games, blackjack can have a house edge as low as 0.5 % when played with optimal strategy. This makes it one of the best options for those looking for consistent returns.

• Video poker

Many versions of video poker, such as Jacks or Better, also offer excellent payouts when players follow proper strategy. Better still, some variants boast average RTP% payout rates exceeding 99%.

• Roulette

European roulette provides better payouts than its American counterpart. With only one zero, the house edge is around 2.7 % compared to 5.26 % in American roulette.

• Slots

Payout rates for slots vary widely. Some popular titles have as little as a 90% RTP payout rate, whereas others are closer to 95%, although they can reach as high as 97% or 98% (or higher). 

• Baccarat

Although simple to play, baccarat offers surprisingly strong payouts. Bets on the banker’s hand carry a house edge of just over 1%, making it a strong choice for beginners and experienced players alike.

Are payouts the only factor to consider when choosing a casino?

While payout rates are critical, they are not the only element that defines a great casino experience. Players should consider several additional factors, including the following:

• Game variety
• User experience
• Payment options
• Customer support
• Responsible gambling tools

Let’s now take a closer look at a more detailed breakdown of some of these important factors to consider before deciding which games to play and which sites to play them on. 

• Game variety

Even if a casino has high RTP slots or blackjack tables, it is important to have a broad mix of games. Variety keeps the experience fresh and appeals to different moods and preferences.

• User experience

Smooth navigation, fast load times, and mobile compatibility make a big difference. Many players now prefer gaming on their phones, so a mobile-optimised platform is a must.

• Payment options

The best casinos support Canadian-friendly methods such as Interac, debit cards, and e-wallets. Quick, easy, low-cost, convenient, and secure deposits and withdrawals are especially important for players who like to play regularly.

• Customer support

Accessible support through live chat or email adds peace of mind, especially if the player encounters any technical issues or has a question that may quickly need answering regarding their account, a bonus they just claimed, a new game that just arrived, and so on. 

• Responsible gambling tools

Modern casinos must also provide deposit limits, self-exclusion options, and reality checks, known as safer or responsible gambling tools. 

These tools help players stay safe online so they can enjoy the games they love responsibly without unnecessary risks and without fear of exceeding their initial spending budget. 

Ultimately, payouts may bring players in, but features like customer service, bonuses, and trustworthiness keep them coming back.