Buying your first home is exciting but in today’s market, preparation gives you the competitive edge. Here’s how to set yourself up for success:
Choose the Right LOCAL Real Estate Agent. Not all agents are created equal and in a market like Cornwall, local knowledge matters. Although it’s not common to interview buyer agents, I encourage it. You’ll spend a lot of time together, so make sure they are patient, responsive, knowledgeable about the Cornwall market, strong negotiators, and honest about property concerns.
Your agent should refine your search, identify potential issues, research comparable sales, guide your offer strategy, and recommend trusted mortgage brokers, inspectors, and lawyers.
Get Pre-Approved with a Lender Who Understands. Speak with two or three lenders – you may be surprised at the differences in rates and flexibility. Don’t become house poor; factor in living expenses and savings. Choose someone who explains terms clearly, reviews closing costs, and makes you feel confident, not pressured. Then you’ll be ready to act quickly.
Define Your Needs vs. Wants. Be clear about what’s non-negotiable and where you can compromise – bedrooms, layout, parking, commute, or proximity to schools.
When you build the right team, understand your finances, and define your priorities, you move from overwhelmed to confident. Preparation isn’t just helpful – it’s strategic. Let me help you with your strategy!
Donna Chisholm-Forget Realtor®
613-360-0929
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